Fractional CFO for Growth-Stage Companies Scaling Beyond Founder-Led Finance

Strategic financial leadership for companies navigating growth, complexity, and investor expectations — with experience across SaaS, FinTech, and capital-intensive operating models transitioning to disciplined, investor-grade reporting.

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Proven Financial Leadership for Scaling Companies

Former COO & CFO with 12+ years leading finance and operations in growth-stage environments
Experience inside PE-backed SaaS, services, and capital-intensive businesses
Built forecasting, cash flow, and reporting systems that support board-level and investor decision-making

What We Do

Companies typically engage us when:

Revenue is scaling, but reporting hasn’t kept pace
Investors or lenders require clearer forecasts and financial discipline
Cash flow visibility is reactive instead of forward-looking
The founder is still carrying the CFO burden
Investor-grade reporting is needed without a full time executive hire

We step in to build forecasting systems, cash flow visibility, reporting cadence, and financial discipline — providing CFO-level leadership without the fixed cost of a full-time executive.

Financial Strategy & Forecasting

Build dynamic financial models and operating plans aligned with capital strategy and grwoth objectives.

Cash Flow &
Profitability

Get clear visibility into your numbers and actionable steps to improve margins.

Board & Investor Reporting

Deliver board-ready financial reporting, KPI frameworks, and performance dashboards that support informed decision-making.

Financial Infrastructure & Systems

Implement & optimize accounting systems for scalability, and seamless reporting.

How Engagements Typically Work

Most clients engage on a structured monthly retainer aligned to:
• Forecasting & cash flow visibility
• Board / investor reporting cadence
• KPI development & financial modeling
• Capital planning & lender communication
• Finance team oversight & systems improvement
Engagements typically involve weekly touchpoints and ongoing executive-level oversight — tailored to company stage and complexity.
This provides strategic financial leadership without the cost or commitment of a full-time CFO.

Derek Harwood

Founder, Fractional CFO Partners

Derek Harwood is a Fractional CFO with more than a decade of experience helping small and mid-sized businesses build financial clarity, improve cash flow, and scale with confidence. He specializes in bringing structure to unorganized financial environments and creating data-driven systems that support sustainable growth.

Before launching Fractional CFO Partners, Derek served as COO & CFO of Osborne Homes, leading finance, FP&A, and operations for a 600-property real estate platform. He previously held senior finance roles at Global Payments and Talus, and began his career in transaction services at KPMG and BDO.

Today, Derek partners closely with founders and CEOs to solve critical financial challenges—forecasting, KPI development, profitability improvement, and decision support during key inflection moments. He is known for his clear communication style, practical judgment, and ability to turn complex financial issues into simple, actionable insight.

Fractional CFO and Founder Derek Harwood

Better systems. Better insight. Better financial outcomes.

Mail

Derek@FractionalCFOPartnersNow.com

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What happens next?

• 20–30 minute introductory conversation
• Speak directly with a former CFO (no sales team)
• We’ll discuss your situation and determine fit
• No obligation and no prep required

Your message goes directly to Derek Harwood, former CFO with 12+ years of experience supporting scaling companies.